As a parent, one of the best things you can do for your child’s overall health is ensuring they receive regular dental care. Not only does early intervention help with the development of strong, healthy teeth, but it also contributes to their overall well-being. Fortunately, the Australian government offers an invaluable scheme known as the Child Dental Benefits Schedule (CDBS). This program provides up to $1,095 worth of coverage for eligible children for dental services over two calendar years. Understanding how to maximise this benefit can save your family money and give your child a great start to their dental health.
In this article, we’ll dive into the details of the CDBS, explaining what’s covered, who’s eligible, and how you can make the most of this fantastic scheme. Let’s begin by answering some of the most common questions.
What Is the Child Dental Benefits Schedule (CDBS)?
The Child Dental Benefits Schedule (CDBS) is a government initiative aimed at improving children’s dental health. Through this programme, eligible children aged 2 to 17 can access up to $1,095 in dental benefits for a variety of essential dental services. These include check-ups, fillings, cleanings, fluoride treatments, and much more.
One of the main goals of the CDBS is to reduce the financial barriers that prevent families from seeking timely dental care for their children. This benefit ensures that children can access necessary dental treatments without the burden of excessive out-of-pocket costs.
How Much Coverage Does the CDBS Provide?
The CDBS provides coverage of up to $1,095 over two calendar years. This means that each eligible child can access dental treatments within that timeframe without having to pay the full cost upfront, provided the treatment falls within the scope of the schedule.
Breakdown of Coverage
| Dental Service | Covered Under CDBS | Notes |
| Routine Dental Checkups | Yes | Includes annual exams and consultations. |
| Preventive Care (Cleanings) | Yes | Includes regular cleanings for healthy teeth. |
| Fluoride Treatments | Yes | Helps in the prevention of tooth decay. |
| Fissure Sealants | Yes | Protects against cavities in children’s molars. |
| Fillings | Yes | For repairing cavities or damaged teeth. |
| X-rays | Yes | For early detection of dental issues. |
| Orthodontics | No | Not covered under CDBS funding. |
| Cosmetic Dentistry | No | Procedures like teeth whitening or veneers are not included. |
| General Anaesthetic | No | Not covered for regular dental visits. |
The key takeaway from this table is that services such as teeth whitening or orthodontics are not covered, while preventive treatments like fluoride treatments and fissure sealants are fully supported under the scheme. It’s important to ensure that your child’s dental needs align with these covered services to maximise the benefit.
Who Is Eligible for the CDBS?
To access $1,095 in dental coverage, your child must meet certain eligibility criteria:
- Age: The child must be between 2 and 17 years of age.
- Medicare Eligibility: The child must be eligible for Medicare under the Australian Government’s healthcare system.
- Family Eligibility: The child’s family must receive a relevant government payment such as Family Tax Benefit Part A, or the child must meet other specific criteria as determined by Medicare.
The eligibility status is determined through the Department of Human Services (DHS), where families can check whether their child qualifies for CDBS coverage. You can easily check your eligibility via the Medicare online portal or by visiting your nearest Medicare office.
How Can You Maximise Your $1,095 Coverage?
- Schedule Regular Check-ups
The best way to get the most out of your CDBS benefits is to schedule your child’s dental check-ups regularly. These appointments are crucial as they provide the foundation for identifying potential issues early on. With $1,095 in coverage, you can have your child’s teeth thoroughly checked without worrying about the cost.
- Complete Treatments on Time
If your child needs a filling, cleaning, or any other covered treatment, it’s vital to address it promptly. By staying on top of necessary treatments, you ensure that all expenses are covered under the CDBS. You can get the most value out of this benefit by making sure your child receives all the treatments they need within the two-year period.
- Book Appointments Before the End of the Year
The $1,095 coverage resets after two calendar years. So, it’s essential to book appointments early in the year and use up the benefits before the year ends. This is especially true if you need to complete multiple treatments for your child.
- Utilise All Preventive Services
The CDBS includes a variety of preventive dental services, including cleanings, fluoride treatments, and sealants. These treatments are the most cost-effective way to make use of your benefit, as they help prevent dental issues before they develop into more significant problems. Be sure to take full advantage of preventive services to maintain your child’s dental health and ensure the full value of the benefit.
Why Are Preventive Dental Services So Important for Children?
Research consistently shows that preventive dental care in children not only saves money in the long run but also fosters lifelong oral health. According to the Australian Dental Association, children who receive regular dental care are less likely to experience cavities and other dental issues later in life. Preventive treatments, such as fluoride treatments and sealants, help to protect your child’s teeth from common issues like decay and cavities.
Early intervention is key in avoiding the need for expensive treatments down the line. So, by using your child’s CDBS benefits for preventive care, you’re setting your child up for a lifetime of healthy teeth.
How Do You Check If Your Child Is Eligible for CDBS?
To check if your child is eligible for CDBS coverage, simply visit the Department of Human Services (DHS) website or contact Medicare directly. Eligibility is based on the family’s receipt of relevant government payments, such as Family Tax Benefit Part A. You can also check eligibility through the Medicare portal or by calling Medicare on 132 011.
How Can Glenroy Smiles Help Maximise Your Child’s Dental Benefits?
At Glenroy Smiles Dental, we understand the importance of keeping your child’s teeth healthy, and we are committed to ensuring that every eligible child gets the most out of their CDBS benefits. Our team offers a wide range of services covered under the CDBS, including dental check-ups, cleanings, fluoride treatments, fillings, and more. We make the process simple and stress-free, ensuring that your child receives top-notch care without any financial surprises.
Book an appointment with Dentist Glenroy, VIC today and let us help you maximise your child’s dental benefits.
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References
- Australian Dental Association (ADA)
- Department of Human Services (DHS) – Child Dental Benefits Schedule
FAQs
- What dental services are covered under the CDBS?
The CDBS covers preventive dental care, such as exams, cleanings, fluoride treatments, fissure sealants, fillings, and X-rays. Orthodontic and cosmetic services are not covered. - How do I check my child’s eligibility for the CDBS?
You can check your child’s eligibility through the Department of Human Services (DHS) website or by calling Medicare directly at 132 011. - Can I use the $1,095 CDBS benefit for multiple children?
Yes, you can use the benefit for each eligible child within your family, up to the $1,095 per child every two calendar years. - Is the CDBS available for children who are not Australian citizens?
The CDBS is available for children who are Medicare-eligible, which generally includes Australian citizens, permanent residents, and certain visa holders. - Does the CDBS cover emergency dental care?
Yes, the CDBS may cover emergency treatments such as fillings and extractions when they are deemed necessary, but cosmetic services and orthodontics are not covered. - What happens if I don’t use the full $1,095 benefit in two years?
If you don’t use the full $1,095 within the two-year period, the remaining benefit will expire, and a new benefit will become available for the next two years.









